We’ve Got You Covered
Personal, Commercial, & Everything In-Between
As an independent insurance agency, JB Marcengill Insurance Agency represents the industries leading companies. Our service area includes our home base of Seneca, SC, and the surrounding communities. We’ll find you the best policy for your needs, whether it’s home, auto, or motorcycle insurance. We also specialize in bundling auto, home, boat, and personal umbrella insurance to get you the maximum discount on your policy.
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Client Education is Our Priority
We understand that navigating the insurance landscape can be challenging, especially if you’ve experienced difficult situations in the past. We are here to help anyone and everyone find insurance! We will work closely with you to educate you on how to purchase insurance wisely, how to keep insurance effectively, and what steps you can take to secure and maintain an affordable rate. Our goal is to share our knowledge and resources so that you have the tools to make informed decisions about your insurance coverage.
Our Areas of Expertise
Personal Lines Insurance
Personal insurance encompasses a range of insurance coverage that is designed to protect individuals and their belongings. It includes policies such as auto, boat, motorcycle, home, and personal umbrella insurance, which provides additional liability coverage that extends beyond the limits of other policies.
Commercial Lines Insurance
Commercial insurance encompasses a range of insurance coverage designed to protect business owners, entrepreneurs, and professionals. It includes policies such as liability and property insurance, worker’s compensation, and more. Commercial insurance is essential as it helps protect the livelihood of businesses and professionals from potential risks that could arise from day-to-day operations.
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A surety bond is a three-party contract between the bondholder (the contractor), the client (the project owner), and the surety company. The surety company is a third party that guarantees the contractual obligations of the bondholder and pledges to compensate the project owner if the contractor fails to meet the terms of the bond. In other words, surety bonds are a financial guarantee that a task or service will be delivered as agreed upon. We have direct access to surety and contractor bonds through Palmetto Surety Corporation.